There are four different types of schedules in the current version of KMyMoney:
A Deposit is for money coming into your account, such as paychecks, bonuses, or interest income.
A Bill or Withdrawal is for money going out of your account, such as a membership, utility bill, taxes, or car registration.
A Transfer is for money going out of one account and into another, such as making a credit card payment from your checking account.
A Loan Schedule is a special type of schedule and is created when dealing with a Loan account.